How to make the most of your student job in 2025 (without paying too much tax)
📋 In this article
- What exactly does the 650-hour rule mean?
- How much can you earn with 650 hours?
- What if you work more than 650 hours?
- Why September is the moment to plan your hours
- How do you choose the right student job?
- How do you stay under the tax threshold?
- Student job vs. flexi-job
- How can you find a student job quickly?
- A student job = more than money alone
- Conclusion
- Quiz
September is traditionally the moment when thousands of students in Belgium reconsider their side-earnings plans. The new academic year starts, the summer job is over and many wonder: how many hours can I still work this year without paying too much tax?
Since 2025 the rule is clear: students may work 650 hours per calendar year under the favourable solidarity scheme. This means that as a student you pay fewer social contributions and therefore keep more net pay. But how do you make sure you use those hours wisely and avoid unpleasant surprises? In this article we explain everything step by step.
What exactly does the 650-hour rule mean?
The Belgian government gives students the chance to work 650 hours per year in 2025 at a strongly reduced social contribution rate. In concrete terms this means:
- 5.15% contribution for the student (instead of around 13.07%).
- 5.15% contribution for the employer (lower than normal contributions).
- The gross pay is close to your net pay.
👉 This system makes student jobs very attractive, both for students and for companies.
How much can you earn with 650 hours?
The average wage for student jobs in retail, hospitality and logistics in 2025 is around €12 per hour (gross).
Worked example:
650 hours x €12/hour = €7,800 gross/year
Net pay ≈ €7,400 (thanks to the low contributions)
You can combine that amount with other income, as long as you do not exceed the tax threshold.
What if you work more than 650 hours?
If you go over the 650 hours, a lot changes:
- Social contributions: you no longer fall under the favourable rate.
- Taxes: above around €14,514 (2025) you may actually start paying taxes.
- Child benefit/Growth Package: you do not lose it just like that, as long as you remain enrolled as a student.
👉 Tip: plan your summer, weekend and holiday work so that you make the most of your 650 hours.
Why September is the moment to plan your hours
Many students have already used a large part of their hours during the summer holidays. In September you check how many are left to work during the academic year.
- Plan weekend and public holiday shifts on time.
- Avoid accidentally going over the threshold.
- Consider a flexi-job if you no longer work as a student or meet the conditions.
How do you choose the right student job?
Not every job fits your schedule or your goals. Popular sectors in 2025:
- Retail (supermarkets, shops)
- Hospitality (restaurants, events)
- Logistics & warehouses (flexible shifts)
- Promotion & events (ideal at weekends)
👉 On AnyShift you can see jobs in your area.
How do you stay under the tax threshold?
The hours are one thing, but your total income counts too.
- Keep your payslips and track your yearly total.
- Spread your work across the year.
- Work more during periods with free time (holidays, study breaks).
- Check our FAQ for tax questions.
Student job vs. flexi-job: what is the difference?
Some students (18+) also qualify for a flexi-job (if they meet the conditions).
- No taxes on flexi-pay.
- Often a higher hourly wage.
- Does not count towards the 650 student hours.
More info: flexi-jobs in Belgium.
How can you find a student job quickly?
Arranging student jobs goes digital in 2025.
With the AnyShift app:
- Create a free profile as a shifter.
- See jobs nearby on your smartphone.
- Choose your own shifts.
- Build a reputation and get chosen faster.
👉 Download now:
– AnyShift iOS App
– AnyShift Android App
A student job = more than money alone
A student job gives you more than just a wage:
- Work experience for your CV
- Skills: customer focus, teamwork, time management
- Self-confidence and a sense of responsibility
- A new network & opportunities for later
In short: you are investing in yourself.
Ready to get started?
Find work or staff via AnyShift. Register for free, sorted fast.
